Business Living

One of the biggest problems with working online is the constant temptation to be distracted by stuff, usually emails about the “Latest this, that or other” that you really should have to “Supercharge” your business.

Earlier this year I found myself spending (wasting) more time looking at other peoples sites, products and offers that “might” be useful to me than I was on doing the real work that my business needed.

The result was twofold, first my business wasn’t moving forward anywhere near as fast as I wanted, and second I would end up feeling very frustrated at the end of the day, feeling like I hadn’t got anything valuable done that day.

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Before buying health insurance, it’s good to have some basic knowledge about health insurance plans. This way you’ll be able to understand the different costs and coverage’s. Here are 4 important terms in health insurance.

• Coinsurance - The shared percentage of covered expenses after reaching the deductible and copayments. For example, if your insurance plan has an 80/20 coinsurance, your insurance plan pays 80% of medical expenses after the deductible.

• Coinsurance Maximum - This is a limit on your total out of pocket expenses per year. Most limits range from $2000 to $4000 per year.

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